The Spanish buying process (from reservation through the real estate agent to the signing of the Title Deeds at the
Tag: Property purchase Andalusia
2. Real estate agent & reservation contract
The real estate agent is a commercial service provider and this profession is not ´protected´ in Spain. So, make sure
3. The lawyer & private purchase contract
The lawyer (solicitor) draws up the private purchase contract and conducts the legal investigation during the Spanish purchase process. From
4. The notary & Title Deeds
The Spanish notary facilitates the Power of Attorney, Title Deeds (Purchase Deeds) and Spanish will during the purchase. For legality,
5. Land Registry & Cadastre
The Land Registry & Cadastre (Registro de la Propiedad & Catastro) are 2 different Andalusian authorities for the registration of real estate in
6. Purchase costs & transfer tax
For purchase costs and transfer tax (ITP) in Andalusia, you normally need to count with 11 to 12% extra costs
7. Spanish mortgage
For a Spanish mortgage banks offer a coverage ratio of up to 80% for fiscal residents and 70% for non-fiscal
8. Community & Urbanization
The community & urbanization of Spanish homes are names that are often mixed up. These terms usually only apply to houses
9. Fiscal trick furniture & black money
Are you confronted with the fiscal trick for furniture or black money request? Be prepared during the price negotiation for
10. Architect & structural survey
Hiring an architect to conduct a structural survey when you have certain doubts or if the dwelling is older is
11. New Build properties
New Build properties you´ll find in different gradations; from own development or off-plan until almost completed turn-key promotion. You can
12. Legality countryside & DAFO
Legality countryside & DAFO certificate are hot items for buyers of rustic/rural or campo houses in Andalusia. The legal situation -with
13. After-sales & registrations
The after-sales & registrations of a house after completion at the notary consist of registration at the Land Registry &
14. Spanish will & inheritance tax
Bought a house? Then don´t forget about your Spanish will & inheritance tax. With a Spanish will you appoint your
15. Rental license (RTA / VTAR)
In Andalusia, a RTA (urban) or VTAR (Vivienda Rural) rental license is required if you rent out on a commercial
16. Referrals & references
Referrals & references needed of real estate agents or for a good lawyer/solicitor in Andalusia? Just only on the Costa
17. What means…?
What means…? explains terms and expressions related to the purchase, possession, rent or sale of a house in Spain /
10 EXAMPLES Problems buying house spain
As hopefully is now clear; buying a house in Spain is a lot more complicated than in the U.K or
Checklist for new home-owners in Spain
Just take a moment to read this CHECKLIST FOR NEW HOME-OWNERS IN SPAIN. Buying a house in Spain is different
PRIVATE HEALTHCARE INSURANCE SPAIN
Public healthcare (Seguridad Social) in Spain is among the top in Europe and is completely free. Yet there are many
Budget tips for residents in spain
This ‘budget tips for residents in Spain‘ page is based on my personal experiences in my life in Spain since
10 TIPS ON emigration and LIVING IN SPAIN
Lif-in-Andalusia regularly receives questions about tips on emigration or living in Spain, Andalusia or specifically Nerja. Everyone’s situation is of
Map costa del sol
The Costa del Sol is equal on the coast of the province of Malaga in Andalusia, as you can see