Have you always dreamed of a house purchase in Spain? Your own cozy townhouse in a typical Spanish village? A
Category: Free legal advice buying house 2026
Buying a house in Andalusia? And are you already looking for free legal tips and advice? Then prepare well and read all about a safe and smart property purchase with tips from a Spanish lawyer.
Legal Consultant Ariane van Wijk
Since 2013, I have enjoyed working at a Spanish law firm, C&D Solicitors, in Torrox (Malaga/Andalusia). This firm specializes in full-service real estate law, and in my work, I therefore primarily assist Northern Europeans who are buying a house in Andalusia.
In addition, I have personally gone through the Spanish purchase process three times in the past two decades, so I fully understand any questions or doubts you may have about such an important investment. After all, it’s not just a language difference, but different legislation, practices, and customs.
Buying a house in Andalusia
Avoid financial risks, problems, and frustrations with thorough preparation. On this site, you’ll find extensive information about the role of lawyers and their legal research into legality and debt, rural purchases, new construction, holiday rentals, Spanish mortgages, etc.
Do you already have questions or would you like to receive a sample quote for all the buyer’s costs? Or are you looking for a reference for a good (Dutch-speaking) real estate agent in the province of Malaga? Then send me an email with your budget, property type, and the specific region you’re looking for.
©2026, Ariane van Wijk
Also watch the explanatory video with the 10 most important legal considerations when buying a house in Andalusia:
This page info is also available in Dutch: www.leveninandalusie.nl
1. Spanish buying process in 10 steps
The Spanish buying process (from reservation through the real estate agent to the signing of the Title Deeds at the
2. Real estate agent & reservation contract
The real estate agent is a commercial service provider and this profession is not ´protected´ in Spain. So, make sure
3. The lawyer & private purchase contract
The lawyer (solicitor) draws up the private purchase contract and conducts the legal investigation during the Spanish purchase process. From
4. The notary & Title Deeds
The Spanish notary facilitates the Power of Attorney, Title Deeds (Purchase Deeds) and Spanish will during the purchase. For legality,
5. Land Registry & Cadastre
The Land Registry & Cadastre (Registro de la Propiedad & Catastro) are 2 different Andalusian authorities for the registration of real estate in
6. Purchase costs & transfer tax
For purchase costs and transfer tax (ITP) in Andalusia, you normally need to count with 11 to 12% extra costs
7. Spanish mortgage
For a Spanish mortgage banks offer a coverage ratio of up to 80% for fiscal residents and 70% for non-fiscal
8. Community & Urbanization
The community & urbanization of Spanish homes are names that are often mixed up. These terms usually only apply to houses
9. Fiscal trick furniture & black money
Are you confronted with the fiscal trick for furniture or black money request? Be prepared during the price negotiation for
10. Architect & structural survey
Hiring an architect to conduct a structural survey when you have certain doubts or if the dwelling is older is
11. New Build properties
New Build properties you´ll find in different gradations; from own development or off-plan until almost completed turn-key promotion. You can
12. Legality countryside & DAFO
Legality countryside & DAFO certificate are hot items for buyers of rustic/rural or campo houses in Andalusia. The legal situation -with
13. After-sales & registrations
The after-sales & registrations of a house after completion at the notary consist of registration at the Land Registry &
14. Spanish will & inheritance tax
Bought a house? Then don´t forget about your Spanish will & inheritance tax. With a Spanish will you appoint your
15. Rental license (RTA / VTAR)
In Andalusia, a RTA (urban) or VTAR (Vivienda Rural) rental license is required if you rent out on a commercial
16. Referrals & references
Referrals & references needed of real estate agents or for a good lawyer/solicitor in Andalusia? Just only on the Costa
17. What means…?
What means…? explains terms and expressions related to the purchase, possession, rent or sale of a house in Spain /
10 EXAMPLES Problems buying house spain
As hopefully is now clear; buying a house in Spain is a lot more complicated than in the U.K or
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Checklist for new home-owners in Spain
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