The Spanish buying process (from reservation through the real estate agent to the Title Deeds at the notary) can vary
Category: Free legal advice buying house
Free legal advice on buying a house in Andalusia needed? Read all you need to know on Life-in-Andalusia.com about a safe property purchase.
In the past decades I´ve gone through the Spanish buying process twice myself in Nerja (east Costa del Sol). Besides of this, since 2013 I work at a Spanish law firm, so I write from both personal as professional experience. This firm is specialized in property law and inheritance law. In my job I mainly guide Northern European clients in buying a house in Andalusia.
This Spanish purchase process is quite different from other countries. Therefore the legal investigation of the lawyer for the legality of the house is really essential. Surely you’re looking for a safe property purchase without debts, practical limitations or legal handicaps! This goes for urban dwellings, but especially for rural countryside homes (campo), with or without DAFO certificate.
This short video gives a summary of all the important themes of the chapters below. Buying a house surely will be one of the most important decisions in your life. So just take some time to make sure that you understand the differences in Spain and potential risks for your purchase. It only concerns general information, so for every purchase an individual legal survey is still needed.
Referral & reference for a real estate agent or lawyer
Need a referral for a good real estate agent in Andalusia or the Costa del Sol? Or like to receive an example offer for the legal investigation of a specialized and independent lawyer? Find out more through the link above.
©2021, Ariane van Wijk
This page ´Free legal advice buying house´ is also available in Dutch through www.leveninandalusie.nl
2. Real estate agent & reservation contract
The real estate agent is a commercial service provider and this profession is not ´protected´ in Spain. So, make sure
3. The lawyer & private purchase contract
The lawyer (solicitor) draws up the private purchase contract and conducts the legal investigation during the Spanish purchase process. From
4. The notary & Title Deeds
The Spanish notary facilitates the Power of Attorney, Title Deeds (Purchase Deeds) and Spanish will during the purchase. For legality,
5. Land Registry & Cadastre
The Land Registry & Cadastre (Registro de la Propiedad & Catastro) are 2 different Andalusian authorities for the registration of real estate in
6. Purchase costs & transfer tax
For purchase costs and transfer tax (ITP) in Andalusia you normally need to count with 11 to 12% extra costs
7. Spanish mortgage
For a Spanish mortgage banks offer a coverage ratio up to 80% for fiscal residents and 70% for non-fiscal residents
8. Community & Urbanisation
The community & urbanisation of Spanish homes are names that often mixed up. These terms usually only apply to houses within
9. Fiscal trick furniture & black money
Are you confronted with the fiscal trick for furniture or black money request? Be prepared during the price negotiation for
10. Architect & structural survey
Hiring an architect to conduct a structural survey when you have certain doubts or if the dwelling is older is
11. New Build properties
New Build properties you´ll find in different gradations; from own development or ´off-plan´ untill almost completed turn-key promotion. You can
12. Legality countryside & DAFO
Legality countryside & DAFO certificate are hot items for buyers of rustic/rural or campo houses in Andalusia. The legal situation -with
13. After-sales & registrations
The after-sales & registrations of a house after completion at the notary consist of: registration at the Land Registry &
14. Spanish will & inheritance tax
Bought a house? Then don´t forget about your Spanish will & inheritance tax. With a Spanish will you appoint your
15. Rental license (RTA / VTAR)
In Andalusia a RTA (urban) or VTAR (Vivienda Rural) rental license is required if you rent out on a commercial
16. Referrals & references
Referrals & references needed of real estate agents or for a good lawyer/solicitor in Andalusia? Just only on the Costa
17. What means…?
What means…? explains terms and expressions related to the purchase, possession, rent or sale of a house in Spain /
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